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Supplemental benefits are offered to employees working 20 hours a week or more. EPC Benefit Resources, Inc. offers the following individual policies through Colonial Insurance Company. These benefits allow you to supplement your employer-provided benefits with additional coverages at competitive group rates. Should you choose to purchase one of the voluntary benefits, your premium is paid through convenient payroll deductions. The supplemental insurance policy is contracted directly between Colonial Insurance and the church.

• Term Life Insurance. If you have loved ones who depend on your income, you might need additional life insurance to make sure your family is taken care of should anything unforeseen happen to you. Colonial offers life insurance options for both you and your spouse and allows you to tailor your coverage for your individual needs.
• Accident Insurance. This benefit can help you fill the gaps in your medical plan should you have an accidental injury. Accident insurance can help you pay for your deductible, copays, and other out-of- pocket costs related to an injury.
• Short-Term Disability Insurance. Short-Term Disability (STD) will cover a portion of your paycheck should you become ill or injured and unable to work. You can use the money to pay for your home, groceries, medical bills, or other living expenses. STD is similar to the long-term disability benefit, but will cover you for a shorter time period.

For more information on these supplemental benefits through Colonial Life, click on the appropriate image below, visit, or contact Melissa Koll at or 1-970-262-0282.

Supplemental Insurance Premium Rates

Accident Insurance

Disability Income Insurance

Term Life Insurance

Information provided in this web site does not constitute legally binding advice. EPC benefits are subject to the provisions of the Medical Plan and Retirement Plan documents available on this web site or in print from EPC Benefit Resources, Inc. (BRI), 5850 T.G. Lee Blvd., Suite 510, Orlando FL 32822. For more information, contact BRI at or 407-930-4492 (voice and fax).

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