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The EPC has negotiated with Colonial Life to make Life, Accident, and Short-Term Disability Insurances available to EPC employees who are not participating in the Life and Disability benefits available through The Hartford. Full and part-time employees working only 20 or more hours per week are eligible, even if not enrolled in any EPC Medical or other benefit plan.

These are great coverages for those working part-time, or not eligible to receive the EPC’s regular Life and Disability Insurance benefits. These policies are issued directly to the employee by Colonial Life, so staff members may pursue enrollment at any time and are not restricted to Open Enrollment time limitations.

• Term Life Insurance. If you have loved ones who depend on your income, you might need additional life insurance to make sure your family is taken care of should anything unforeseen happen to you. Colonial offers life insurance options for both you and your spouse and allows you to tailor your coverage for your individual needs.
• Accident Insurance. This benefit can help you fill the gaps in your medical plan should you have an accidental injury. Accident insurance can help you pay for your deductible, copays, and other out-of- pocket costs related to an injury.
• Short-Term Disability Insurance. Short-Term Disability (STD) will cover a portion of your paycheck should you become ill or injured and unable to work. You can use the money to pay for your home, groceries, medical bills, or other living expenses. STD is similar to the long-term disability benefit, but will cover you for a shorter time period.

For more information on these voluntary benefits through Colonial Life, click on the appropriate image below, visit, or contact Melissa Koll at or 1-970-262-0282.

Voluntary Insurance Options

Includes Premium Rates

Accident Insurance

Disability Income Insurance

Term Life Insurance

Information provided in this web site does not constitute legally binding advice. EPC benefits are subject to the provisions of the Medical Plan and Retirement Plan documents available on this web site or in print from EPC Benefit Resources, Inc. (BRI), 5850 T.G. Lee Blvd., Suite 510, Orlando FL 32822. For more information, contact BRI at or 407-930-4492 (voice and fax).

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