2023 BENEFIT PLANS INFORMATION
Welcome to EPC Benefit Resources, Inc.! We hope the information you find here will be helpful as you continue in—or are enrolling in—EPC Benefit Plans for the 2023 calendar year. The EPC provides Medical/Rx, Dental, Vision, Life and Disability benefits, and a Retirement Plan to EPC churches and ministries through EPC Benefit Resources, Inc (BRI).
Each year, the month of November is “Open Enrollment” when EPC churches have the opportunity to enroll staff or make changes to employee coverages. EPC ministers and staff interested in participating in an EPC benefit plan or making changes their coverages should speak with their church’s benefit administrator about the EPC plans that are available through your church. You also are welcome to contact the BRI office if you have questions.
The EPC provides five Medical Plan options to the staffs of EPC churches and ministries. Plans include traditional Platinum, Gold, and Silver POS Plans, as well as High-Deductible (HDHP) Gold and Bronze Plans with Health Savings Account (HSA) options. All five plans use the same nationwide, unrestricted network of hospitals, doctors, medical practitioners, and pharmacies that are used by major national employers and health plans throughout the country. All include 24/7 virtual primary care physician visits, prescription drug coverage, and wellness programs. Additionally, all plans include special assistance programs to support those with chronic conditions, a serious medical condition, or who need to utilize high-cost medications.
It is important to note that as we come together and share one another’s burdens, the EPC has established its own plans with customized coverages. Your premium dollars will never support procedures that are not consistent with our values as Christians.
The EPC also provides Dental and Vision benefits, as well as Life and Long-Term Disability Insurance coverages. General information on all EPC benefits can be found in the Benefits Guide below. To learn more about any specific program, click on the blue text link or select the appropriate benefit in the gray menu box at right.
For more 2023 Benefit Plans information, see the following pages:
Benefit Plans Information
2023 Medical Plans
2023 Prescription Drug Benefits
2023 Life and Disability Insurance
2023 Dental Plans
2023 Vision Plan
Other 2023 Benefit Programs
Church Administrator Resources
2023 Premium Rates
2022 Benefits Information
The 2023 Benefits Guide provides a high-level overview of the plans, including eligibility requirements, medical plan options, dental and vision benefits, life and disability benefits, retirement plan, telephonic medical care, and more.
FOR BENEFIT ADMINISTRATORS
If there are no changes to your staff plan coverage selections for 2023, no action is required. All will automatically stay enrolled in their current benefits.
The 2023 Open Enrollment period begins November 1, 2022, and ends November 30, 2022. All elections made during this annual open enrollment period become effective on January 1, 2023. This is the only window where employees can make changes to their benefit selections unless they experience a qualifying life event at another time during the program year.
For enrolling new employees, or to make changes to your employees’ plan selections, follow the instructions below.
Church administrators can enroll and manage employee benefit coverage options through the EPC Benefits Portal. Administrators should contact the EPC Administration Office at (877) 578-8707 or EPC@cdsadmin.com to set up their user ID and password and for additional information. The EPC Benefits Portal is used to enroll and make changes to the plan options for eligible employees in the:
• Medical/Rx Plans.
• Dental Plans.
• Vision Plan.
• Life/AD&D/Long-Term Disability (LTD) bundled benefit plan.
If your church does not have computer access (or you prefer to fill out paper forms), use the fillable PDF forms below. NOTE: You must download these forms to your computer (when the document opens in your browser, right-click and “Save As” to your computer) and fill them out in Adobe Acrobat or the information will not be saved. When complete and signed, fax or scan and email to the address on the form. Or mail to:
EPC Administration Office
60 Boulevard of the Allies, 5th Floor
Pittsburgh, PA 15222
If your church is enrolling staff in EPC Benefits for the first time, or if you are adding a new benefit for your staff for 2023, you will need to complete this form.
FOR CHURCH BENEFIT ADMINISTRATORS
Click the appropriate image below for the Church Administrator Handbook and additional guidance for benefit administrators, detailed information about each EPC health benefit, and the 2023 premium rates calculator.
403(b)(9) RETIREMENT PLAN
You can enroll staff in the EPC Retirement Plan at any time, it is not limited by a specific enrollment period. For information on how to enroll in the EPC Retirement Plan please refer to the 403(b)(9) Retirement Plan.